The non-payment risk rate for online merchants in Europe has fallen to the lowest level in 7 years, to just above one quarter of one percent, in some cases superior to bricks and mortar transactions. These and other useful findings are summarised from the Deutsche Bank e-Commerce report.

Are high house prices good or bad for innovation? It seems the RBA are saying house asset inflation is good for Australia, perhaps mainly based around housing stock shortages. Our Executive Director, Christopher Hire, takes a look at property prices impact on innovation, and how they may prevent tomorrow’s employers – today’s start-ups – emerging.

SAP have invested in a Internet of Services community, launched at the announced at the EU Future Internet Assembly, being held in Stockholm, Sweden right now. Where SAP goes, corporations follow…

VIDEOS, Youtube — Another beautiful world city Torino, or Turin, in the very North–west of Italy, near the Swiss and French borders. Embodying the rich layers of border cities, the images of this video, capture the beauty of Torino.
Most famously in a global sense, Torino hosted the Winter Olympics, and was able to use that to build awareness of the city internationally, outside Europe.
Once largely industrial, Torino is home to Fiat. The main newspaper is La Stampa. And now Torino, has become increasingly diversified in other areas of arts and …

REVIEWS, Europe — So being from Europe, Eurovision is a national pastime and real conversation piece this time of years.
I like to think of it as a way of watching a variety of cultures, and their attitudes to themselves. At 2thinknow, we study cultures, and globalism, so it is home-work!
Eurovision Song Contest – Belgrade 2008 Preview Player
Essentially a singing contest, with one representative of each nation, often controversially selected. The most interesting part is the voting, where neighboring countries often vote for or against each other, depending on the politics. …

VIDEOS, Youtube — This is a humorous video, in Bulgarian, showing Bulgarian sense of humor about their country. The title is ‘Bulgaria versus the EU’
Much of it is universally visual, despite the Bulgarian text. There is a musical soundtrack, which can be muted if you are watching at work.
Sometimes humor provides good insights into national characteristics or feelings.

COMMENT, Balkans –I hate ignorance.
And bad ideas in nice policy binders.
Kosovo independence for 2 million Kosovars is a bad idea in a nice binder.
There’s only 2 million Kosovars. Balance that against the population of the Balkans, many of whom are not for the independence, as they will be the ones likely dragged into a war.
As Bismarck once said, “Albania, it’s a geographic expression.” (well that’s what he said about Albania, but you get the idea about Kosovo – which is even smaller.)
Families like yours and mine will die in their …

COMMENT, Global — Sometimes ideas matter. And to people all over the world.
How do I know?

Well simply, the most popular ideas 2thinknow tested online in 2007 were also the most intelligent. Not more Paris or Britney.
Readers, I’m proud of your intelligent choices…

COMMENT, Global – As I write this it is almost Christmas. And all over the world many of us are getting ready for Christmas Day.

In Europe, many people I spoke with are sitting down to Christmas.
A big traditional Christmas with your family, although that term “family” is more complex these days.
Many of you will have a Christmas tree. Some of you are eating turkey or chicken, some canneloni, pudding, fruit cake, beef, mince pies or even fish.
Père Noël, Babbo Natale, St Nicholas, Weihnachtsman or Santa Claus may bring your children …

COMMENT, Global – One of the trends I have noticed amplified whilst updating my book the Global Innovation Review 2007, is a return to the figurative in art and culture.
Why is this important? It shows direction in art. Away from post-modernist ‘I am a painter so why do I bother to paint?‘ thinking that typified the 90s. The 90s were however that kind of decade perhaps…!
Even moreso it shows a return to seeking meaning. It’s tiring looking at noir films, drinking black coffee and talk about meaninglessness.
Remember the artist …

A vintage article on coffee and inspiration from our 2007 series. How do you tell if you’re getting great espresso? And why is coffee so essential to innovation?

[ratings] TRAVEL COMMENT, PARIS — So here are 4 top Paris Hotels if you like luxury travel. There are many others, especially those of the boutique kind.
These are French people’s Paris hotels, as far as I can tell, and if you like a Marriott or other US chain instead stay there.

COMMENT, Global – Often that is just too much information. Cell phone users in public often have little discretion.
Cell phones on trains.
Cell phones (or mobiles if you prefer) in restaurants.
Famously, I once heard a man chatting up a woman in a toilet cubicle with the door closed at a cinema. I first thought she was in there with him, then he came out holding a phone.
I wonder what she thought of the loud ‘flush’?
The Market Opportunity for Quiet
Expect a pendulum swing back to quiet and focus.
In the meantime expect a …

ANALYSIS, Global – The answer is to ‘Stand on the Shoulders of Giants’.
This is the first part of a regular series on how to speak the language of ideas in coming weeks. How to be an Ideas Person.
Ideas and an intellectual education are important no matter how old we are. Both help us make better decisions in terms of positive change in our societies.
How do we personally understand what is positive change and what is not?
We talk incessantly about success, about wanting positive change.
We talk about love, relationships, children, families, …

COMMENT, Global — We’ve have been in a post-modernist age for some time now.
But someone forgot to tell those 1950s-loving industrialist neo-cons.
The innovation zeitgeist is with the Creative Age.
Let’s look at where that innovation is for a moment.

COMMENT, Melbourne – There has been much debate recently over the 7 Wonders of the World,.
However no-one has focused on the most inspiring wonders representing mankind’s achievements.
Such lists may seem unimportant, but they are symbolic. Symbolic of our achievements, our history, our foibles and humanity’s potent greatness.
But how to properly arrive at a list of the 7 New Wonders?
To arrive at an updated list of the 7 New Wonders of the World we could engage in a vote (an exercise done recently), but that tends towards nationalistic results.
So we started …

ANALYSIS, Melbourne – With the recent tense stand-off in British relations, intelligent people are underestimating Russian power, when Russia has traditionally (even under the Tsar) been a pole of power in Europe.
The Russian Bear has always viewed the concept of diminished power as rather misleading, hence the recent ‘strong-man’ photos of Putin fishing as well as renewed nuclear force deployment and military investment.
Russian & America: Mein Freund?
US discussions on a missile shield in Poland/Czech republic were ostensibly to protect Europe from ‘rogue’ states.
Of course, no one in the US really …

2THINKNOW COMMENT, Melbourne – “Left turn at Albuquerque.”
Unless you have watched Bugs Bunny you wouldn’t know that. But chances are you have. No matter where you live.
And you might know:
“Quoi de neuf, docteur ?” (Francais)

” Che succede, amico?” (Italiano)
“Hej šefe koji ti je vrag?” (Yugoslav)
“Eh, What’s Up Doc?” (English)
… or in any other language you care to name.
Bugs Bunny is a cartoon that has almost universal understanding across multiple languages all throughout the world.
Animation lends itself to universal communication.
Animation can be dubbed easily into any language. The lips moving don’t …

ANALYSIS, Sydney, Australia – Too often too much of what we buy is too disposable.
The innovation zeitgeist is to be found in returning to an old paradigm.
Innovation is the old sensible paradigm
Buy goods that last and are reparable. That is the paradigm.
For environmental and quality of life reasons, this is now an emerging innovation trend in the infancy stages of innovation.
But I’m not saying that this is now easy.
Remember our grandparents repaired what they bought?
Our grandparents saved and purchased long-term value goods. We may think we are wealthier, but …

COMMENT, San Francisco, USA — Coffee is important. To world trade, yes. But it’s not all money, coffee is also (more importantly) critical to culture.
How many good ideas have been conceived over a cup of coffee?
How many intellectual battles have been fought in a coffee house until the wee hours?
Voltaire, Franklin and Napoleon all frequented the same Parisian coffee house (at different times)… there must be something in that brew.
Napoleon once left his hat for security whilst he fetched money to pay for the check!
The whole of WordCamp over the …